5 Money Truths Smart People Forget

                                5  money-truths-smart-people-forget

We've all been there: You're thinking so hard about how to solve a problem that you don't notice the solution is right in front of you. Smart people do this all the time, sometimes over complicating their personal finances.

By overlooking simple financial truths, otherwise intelligent people can make a mess of their finances.

Take a look at some of these simple financial truths. Which ones deserve more of your attention?

1. Behavior Significantly Affects the Results of Financial Plans

Even the most intricate financial plans are not immune to human behavior.

Unfortunately, it's really easy to be rational and reasonable on paper, but it's another story to be rational and reasonable in practice.

Financial planners understand this, as they have experienced firsthand how clients will often drift from the path laid before them — many times capsizing their lives.

14 Business Ideas 2016

1. CLEANING SERVICE 

There are many directions you can take this business. If you want to work during hours when no one else does, you can focus on office clients. You can focus on retail businesses and keep your customers clumped into one or two blocks. Restaurants are in great need of daily thorough cleaning and can be a great source of steady clients. Perhaps you would be more interested in house cleaning. Many times with cleaning services you don't have to spend lots of money on advertising or marketing because your customers will come by word of mouth.

Start a Business With No Money

You’re excited to start a business. Maybe you have an idea, or you’re just fascinated with the idea of launching and growing your own enterprise. You’re willing to take some risks, like leaving your current job or going without personal revenue for a while. But there’s one logistical hurdle stopping you: You don’t have much money.

On the surface, this seems like a major problem, but a lack of personal capital shouldn’t stop you from pursuing your dreams. In fact, it’s entirely possible to start and grow a business with almost no personal financial investment whatsoever -- if you know what you’re doing.

15 Ways Millionaires Manage Their Money That Make Them Richer

It’s no secret that millionaires have different habits, qualities, and ways of thinking than the average person. Those habits are most prevalent when it comes to the ways that they manage their money. They have a unique way of thinking that actually helps them earn even more money by making wise financial decisions like the following 15 ways that they manage their money:

1. They’re not impulsive.

How many times have you made an impulse decision while at the grocery store? Or how about when you are on Amazon? It’s common for most of people to make a few impulsive decisions when making purchases. Millionaires, however, have the ability to delay gratification and hold back on making impulsive decisions.
There was a famous study conducted by Dr. Walter Mischel at Stanford in the 1960s that backs up this claim. Dr. Mischel gave preschoolers the choice of eating one marshmallow whenever they wanted. The other option was to wait until the adult came back into the room. If they could stand to wait until the adult came back into the room, they would received two marshmallows. Dr. Mischel has continued to follow his subjects through the years, and he discovered that those children who could wait for the marshmallows in order to receive two marshmallows instead of only receiving one, “have a lower BMI, lower rates of addiction, a lower divorce rate and higher SAT scores.”

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